The payment rails for
internet-native businesses.
Credible is building the payments stack modern businesses actually need: borderless, instant, programmable, and free of the hidden costs legacy rails quietly charge.
Backed by
Make global money movement simple, fast, and fair.
Modern internet businesses do not need another card-network processor; they need a programmable payment stack that works in every market, settles fast, and does not skim a hidden 2–4% on the way through. That is what Credible exists to build.
The financial OS for internet-native businesses.
The future of finance is real-time, borderless, programmable and AI-driven. Collect locally, settle fast, manage treasury globally, access capital seamlessly.
Payments infrastructure
Open APIs for pay-in, payouts and global collection: cards, local rails and wallets on one stack.
Global accounts
Named USD, EUR and GBP accounts for internet businesses, no foreign incorporation required.
Treasury & FX
Mid-market FX, same-day settlement and programmable treasury across 30+ currencies.
AI-powered operations
Underwriting, routing, reconciliation, fraud and compliance across the money lifecycle.
Cards & credit
Corporate cards that spend from balance, and working-capital access for growing businesses.
Compliance by design
KYC, KYB, sanctions screening and ledger-grade reconciliation built into every flow.
Where we’re headed.
What has shipped, what is shipping this year, and the licences and corridors we’re going after through 2030.
- Q4 2025USA remittance
Payments focus
- Payments infrastructure for US-based remittance apps
- First enterprise remittance partners go live
- Q1 2026$400M+
Full-stack payment gateway
- Cross $400M+ cumulative processed volume
- Move from infra-only to a full-stack gateway
- Pay-in, payouts, settlement and treasury under one roof
- 2026Scale
20 new corridors · MSB + RPAA
- Open 20 new corridors and grow pay-in distribution
- Secure US MSB registration
- Secure Canadian RPAA registration
- Launch payment links, invoicing and cash pickup
- 2027APAC
Singapore + Hong Kong
- Add 20 new payment methods and currencies
- Acquire an MPI licence (Singapore) for APAC distribution
- Acquire an MSO licence (Hong Kong)
- 2028Treasury
Cards, FX & accounts at scale
- Corporate cards and FX & transfers generally available
- Grow corridors and distribution across every region
- 2029US licence
Fully-licensed payments
- Acquire a US payments licence
- Scale B2B distribution across US merchants
- 2030EU + UK
European licences
- Acquire payments licences across the EU and UK
- US + EU + APAC licences live concurrently
Simple products. Delivered at scale.
We grow deeper, not wider. Every product on the stack is built to be obvious to use, predictable to operate, and uncompromising on performance and quality at scale, because payments only matter when they actually work.
The future of money movement is real-time. Programmable. Global.
Credible is building the rails for it. Onboard, ship, and put real money in front of users.