Convert and move money
at the mid-market rate.
Hold USD, EUR and GBP, convert between them and 30+ local currencies at the real mid-market rate, and move funds between your Global Accounts or out to recipients, without the hidden spread legacy banks bake into every transfer.
The spread is where the money quietly went.
Every legacy conversion hides a margin in the rate. Credible converts at the mid-market rate with a transparent fee you can see up front, so treasury keeps what it earns.
Treasury movement without the toll booths.
Mid-market conversion
Convert between USD, EUR, GBP and 30+ local currencies at the real rate, with a clear fee.
Lock a rate
Hold a quoted rate for a window so a booked conversion settles at the number you agreed.
Move between balances
Shift funds between your own Global Accounts instantly to fund payouts or rebalance treasury.
Batch transfers
Upload or push a batch of transfers via file or API and send to many recipients in one run.
Transparent pricing
See the rate, the fee and the recipient amount before you confirm. Every conversion is logged.
Same-day movement
Conversions settle in seconds; outbound transfers ride ACH, SEPA Instant and Faster Payments.
Quote, convert, move.
- 01
Quote
Pick the currency pair and amount. See the mid-market rate, fee and exact recipient amount.
- 02
Convert
Confirm to convert at that rate, or lock it for a window and book when you’re ready.
- 03
Move
Send between your own Global Accounts, or out to a recipient’s bank in local currency.
- 04
Reconcile
Each conversion posts with a rate, fee and reference, and fires a webhook into your ledger.
Questions, answered.
What exchange rate does Credible use?
The mid-market rate, the same one you see on Google or Reuters, with a transparent fee shown before you confirm.
Which currencies can I convert between?
Hold USD, EUR and GBP and convert to and from 30+ local currencies including INR, BRL, PHP, NGN, VND and more.
Can I lock a rate?
Yes. Hold a quoted rate for a window so a booked conversion settles at the agreed number.
When will FX & transfers be available?
FX & transfers is on the roadmap and not yet live. Talk to us about the pairs you need.
Keep more of every conversion.
Create an account now to set up your balances and move at the mid-market rate the day it goes live.