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Industries / Marketplaces

One buyer payment.
Every seller paid.

Marketplaces juggle buyers paying in one currency and sellers expecting another. Credible collects with local methods, splits each order across sellers and fees, and pays every seller out on their local rail.

An online seller packs orders in her bright home workshop
๐Ÿ‡ฎ๐Ÿ‡ณUPI๐Ÿ‡ง๐Ÿ‡ทPix๐Ÿ‡บ๐Ÿ‡ธACH๐Ÿ‡ช๐Ÿ‡บSEPA๐Ÿ‡ฌ๐Ÿ‡งFPS๐Ÿ‡ฆ๐Ÿ‡ชAANI๐Ÿ‡ณ๐Ÿ‡ฌNIBSS๐Ÿ‡น๐Ÿ‡ญPromptPay๐Ÿ‡ธ๐Ÿ‡ฌPayNow๐Ÿ‡ต๐Ÿ‡ญInstaPay๐Ÿ‡ฐ๐Ÿ‡ชM-Pesa๐Ÿ’ณCards๐Ÿ‡ฎ๐Ÿ‡ณIMPS๐Ÿ‡บ๐Ÿ‡ธFedwire๐Ÿ‡ฎ๐Ÿ‡ณUPI๐Ÿ‡ง๐Ÿ‡ทPix๐Ÿ‡บ๐Ÿ‡ธACH๐Ÿ‡ช๐Ÿ‡บSEPA๐Ÿ‡ฌ๐Ÿ‡งFPS๐Ÿ‡ฆ๐Ÿ‡ชAANI๐Ÿ‡ณ๐Ÿ‡ฌNIBSS๐Ÿ‡น๐Ÿ‡ญPromptPay๐Ÿ‡ธ๐Ÿ‡ฌPayNow๐Ÿ‡ต๐Ÿ‡ญInstaPay๐Ÿ‡ฐ๐Ÿ‡ชM-Pesa๐Ÿ’ณCards๐Ÿ‡ฎ๐Ÿ‡ณIMPS๐Ÿ‡บ๐Ÿ‡ธFedwire
Capabilities

Built for two-sided money flows.

Unified buyer and seller flows from one account, with splits, holds and payouts handled by the same ledger.

Local checkout

Buyers pay with cards, UPI, Pix, SEPA, ACH and wallets, in their own currency.

Automatic splits

Divide each order across sellers, platform commission and tax in a single ledger entry.

Holds & escrow-style release

Hold seller funds until delivery or a return window closes, then release on your rules.

Seller payouts in 40+ markets

Pay sellers by bank, wallet or card push in their local currency at mid-market FX.

Named collection accounts

Collect large B2B orders into named USD, EUR and GBP accounts your buyers’ banks trust.

Per-seller reporting

Per-seller, per-currency statements and webhooks for every capture, split and payout.

How it works

Collect. Split. Pay out.

From the buyer’s checkout to the seller’s bank account, on one stack.

A courier hands a parcel to a smiling customer at the front door
  1. 01 ยท Collect

    Buyer pay-in

    Accept 100+ methods across 40+ markets from a single checkout integration.

  2. 02 ยท Split

    Order-level splits

    Allocate each order to sellers and fees automatically, with full audit trail.

  3. 03 ยท Hold

    Release on your rules

    Keep funds on hold until fulfilment, then release per seller or per order.

  4. 04 ยท Pay out

    Seller settlement

    Pay sellers on local rails in their currency, individually or in batches.

Use cases

Marketplaces we power.

Goods marketplaces

Cross-border sellers

Onboard sellers in dozens of countries and pay each of them in the currency they bank in.

Services & gig

Freelancer payouts

Pay freelancers and service providers the day a job is approved, wherever they live.

B2B marketplaces

High-value trade

Collect wires into named accounts and settle suppliers with FX and screening built in.

Other businesses we power.

Collect from buyers and pay sellers, everywhere.

Onboard, complete KYB, and run split payments and seller payouts across 40+ markets from one API.