One integration for every
acquirer and method.
Aggregators lose margin to failed integrations and blunt routing. Credible orchestrates acquirers and local methods behind one API, then routes each transaction for the best chance of approval.
Orchestration that protects approval rates.
Route across acquirers and local rails, settle to sub-merchants, and reconcile in real time, all from a single integration.
Acquirer orchestration
Reach multiple acquirers and local methods through one integration instead of maintaining every connection yourself.
Intelligent routing
AI-powered routing sends each transaction down the path most likely to authorise, lifting approval rates.
Split settlement
Split a single payment across sub-merchants and fees automatically, no manual ledger reconstruction.
Sub-merchant payouts
Pay out to sub-merchants across 40+ markets by bank, wallet, card, or cash pickup from one balance.
Real-time reconciliation
Every capture, split, and payout streams to a single reconciliation feed over webhooks as it happens.
Local-currency settlement
Settle to bank via ACH, SEPA or local rails in the merchant’s own currency, per merchant or per market.
Accept. Route. Settle.
One stack takes a payment from checkout to reconciled settlement across every merchant you carry.
- 01 · Accept
Global pay-in
Accept cards, UPI, Pix, SEPA, ACH, and wallets through one integration for all your merchants.
- 02 · Route
Approval-first routing
Route each transaction across acquirers and local rails to maximise authorisation, with intelligent retries.
- 03 · Split
Split & sub-merchant payout
Divide funds across sub-merchants and fees, then pay each out by bank, wallet, card, or cash pickup.
- 04 · Settle
Same-day settlement
Settle to bank in local currency, with real-time reconciliation on every movement.
Platforms we power.
Merchant-of-record platforms
Onboard sub-merchants, route for approval, and settle each one without wiring up acquirers by hand.
Multi-seller split payouts
Take one buyer payment and split it across sellers and platform fees, then pay out across 40+ markets.
Embedded payments
Add pay-in, split settlement, and payouts to your platform through one API instead of a payments team.
Other businesses we power.
Remittance Apps
Every corridor with FX and local payout rails, from a single API, so you launch new markets in weeks.
Explore →Neobanks
Named multi-currency accounts, card issuing, and same-day settlement, without a banking charter in every market.
Explore →Creator Platforms
Tipping, subscriptions, and marketplace payouts to creators across geographies, without the chargeback headache.
Explore →MTOs
Extend your corridors with bank, wallet and cash-pickup payouts, FX, and sanctions screening in the flow.
Explore →Marketplaces
Take one buyer payment, split it across sellers and fees, and pay every seller out in their local currency.
Explore →SaaS & Subscriptions
Collect subscription revenue in local currencies and methods without a local entity in each market.
Explore →Import/Export
Collect from overseas buyers into named USD, EUR and GBP accounts and pay suppliers in 40+ markets at mid-market FX.
Explore →Every acquirer and method, behind one integration.
Onboard, complete KYB, and route real volume across acquirers and markets, without a connector per partner.