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Industries / MTOs

Reach corridors you aren’t
integrated with.

Money transfer operators lose customers to corridors they can’t serve directly. Credible extends your reach with one API: payout options, FX and compliance in the flow, and fast settlement.

An agent at a neighbourhood money transfer shop helps a customer send money abroad
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Capabilities

New corridors without new integrations.

One connection adds payout markets, methods and compliance that would take months to build corridor by corridor.

40+ payout markets

Reach corridors you aren’t directly integrated with through a single API and one contract.

Bank, wallet & cash

Pay out to bank accounts, mobile wallets or cash pickup powered by MoneyGram, per recipient.

Mid-market FX

Convert across 30+ currencies at mid-market rates so more of the send reaches the receiver.

Screening in the flow

Sanctions and transaction screening run on every transfer to keep you inside your licence.

Fast settlement

Payouts fire instantly from your prefunded balance, so recipients don’t wait on correspondent chains.

One API, one contract

Add corridors, methods and currencies without a new integration for each partner or market.

How it works

Collect. Convert. Pay out.

One stack extends the corridors a money transfer operator can serve, from collection through payout.

A woman collects a cash payout at a small agent counter in India
  1. 01 ยท Collection

    Named local accounts

    Collect sends into named USD, EUR and GBP accounts, then move them onto our rails.

  2. 02 ยท FX

    Mid-market conversion

    Convert across 30+ currencies at mid-market rates before the payout leg begins.

  3. 03 ยท Payout

    Bank, wallet or cash

    Disburse to bank, mobile wallet or cash pickup powered by MoneyGram across 40+ markets.

  4. 04 ยท Compliance

    Screening & settlement

    Sanctions screening runs in the flow and every payout is tracked to delivery over webhooks.

Use cases

Operators we power.

Remittance

Consumer money transfer

Add payout corridors and cash pickup so customers can send where you couldn’t reach before.

Agent networks

Cash-in, cash-out

Extend your agent network with bank and wallet payouts alongside MoneyGram cash pickup.

B2B payouts

Cross-border disbursement

Pay suppliers and workers across markets with FX and screening handled in a single flow.

Other businesses we power.

Reach the corridors your licence covers but your integrations don’t.

Onboard, complete KYB, and add payout markets through one API, without a sales gate before the docs.